


The 48′ Formula is an American-built performance cruiser from Formula Boats — a Decatur, Indiana manufacturer founded in 1962 that builds their vessels around a sport cruiser hull philosophy: speed-oriented lines, a strong presence on the water, and a deck layout that balances exterior sun exposure with a large shaded interior saloon for guests who want both options simultaneously. At 48 feet with 400 gallons of fuel, the Formula sits above the pure local-day-charter vessels in the fleet (300-gallon range) and is suitable for Bimini passages and Florida Keys term charters where the 300-gallon boats cannot go. The vessel accommodates 12 guests during the day and 4 overnight — the Master with a queen bed and the Guest Room with a double bed, making both cabins suitable for couples sharing a stateroom rather than the twin-single configuration of many comparable vessels. Learn more about this charter below or check out our other Miami Yacht Charters.
The 48′ Formula accommodates 12 guests during the day and 4 guests overnight across 2 private staterooms. The Master Stateroom features a queen size bed with an ensuite head and shower. The Guest Room provides a double bed — a full-size bed configuration suited for couples sharing the second stateroom, which is not offered in the twin-single guest cabins of the 46 Cruiser and comparable vessels at this size. Both staterooms have their own dedicated heads. The large interior saloon is the standout below-deck feature of the Formula — specifically designed to give 12 day charter guests a comfortable shaded alternative to the exterior sun areas, with ample seating throughout the open salon plan. The galley is fully equipped with stovetop, microwave, coffee machine, refrigerator and freezer, oven, and generous counter space for prepared meals at anchor. On deck, the Formula’s American performance cruiser design translates into a sundeck and multiple sun pads for full-group outdoor use, a cockpit seating area at the aft for groups who want shade and seating without going below, and a bow area with additional forward lounge space. The state-of-the-art entertainment system is operational from the salon to the cockpit.
The 48 Formula is built by Formula Boats in Decatur, Indiana — an American manufacturer producing sport cruisers since 1962 with a design philosophy that prioritizes hull performance and exterior lines alongside interior quality. At 48 feet, the Formula’s 400-gallon fuel capacity puts it in a middle position in the Miami Boat Charters entry fleet: above the 300-gallon vessels (46′ Cruiser, 50′ Sea Ray, 50′ Cranchi) in offshore range, and more accessible in price than the 586-gallon Bahamas-capable fleet. For groups wanting Bimini day trips or Florida Keys extended cruising beyond Biscayne Bay — without stepping into the 50-foot-plus vessel price range — the Formula is the right vessel. Day charters include a USCG-licensed captain, professional crew, fuel for local Miami cruising, water, sodas, and ice — all-in from $1,999 for a 4-hour half-day charter, no fuel surcharge at the end. Charters depart from Miami Beach Marina (300 Alton Rd) for half-day (4 hours) or full-day (8 hours) formats.
The standard 48 Formula day charter route covers Government Cut for cruise ship views, the Star Island, Palm Island, and Hibiscus Island celebrity home cruise narrated by your captain, and a Nixon’s Sandbar anchor stop in Key Biscayne where the sun pads and cockpit seating give the group simultaneous sun and shade options on deck. The large interior saloon stays cool for guests who prefer to step out of the sun between sandbar swims. As the afternoon closes, the route returns north for the downtown Miami skyline sunset. The 400-gallon fuel capacity makes Bimini (50 nautical miles, under 3 hours) an accessible day trip or overnight destination, and the Florida Keys coastline south of Key Biscayne is comfortably within the Formula’s operational range. For overnight guests, the double bed in the Guest Room means both the Master and the guest stateroom can comfortably accommodate couples — a practical advantage on multi-couple overnight passages to Bimini. Contact our team at (305) 401-2707 to book.
Contact us now to book this yacht charter in Miami Beach at 305-401-2707 or email us here: info@miamiboatcharters.com



Everything you need to know before booking the 48′ Formula in Miami.
The 48' Formula accommodates 12 guests for day charters and 4 guests overnight across 2 staterooms — Master (queen bed, ensuite head with shower) and Guest Room (double bed, private head with shower). The double bed in the Guest Room makes the Formula well-suited for two couples sharing both staterooms overnight, a configuration not available in vessels where the second cabin has twin single beds. The sundeck, cockpit seating, and multiple sun pads give 12 day charter guests comfortable outdoor options across the full deck.
The 48' Formula starts at $1,999 for a 4-hour half-day charter and $3,499 for an 8-hour full-day charter. All pricing is all-in — USCG-licensed captain, crew, fuel for local Miami cruising, water, sodas, and ice included. No fuel surcharge at the end. Crew gratuity of 15 to 20% of the charter fee is the only additional cost, paid in cash to the captain at the end of the charter.
The 48' Formula carries 400 gallons of fuel — more than the 300-gallon vessels in the fleet (46' Cruiser, 50' Sea Ray, 50' Cranchi) and appropriate for Bimini passages and Florida Keys cruising. Bimini is 50 nautical miles from Miami Beach Marina (under 3 hours at cruise speed) and is reachable as a day trip or overnight destination on the 400-gallon tank. The Florida Keys southward from Key Biscayne is comfortably within the Formula's operational range for extended charters. For Nassau (119 nautical miles) and the Exumas, the 586-gallon and larger vessels in the fleet are the better choice.
Yes — all charters on the 48' Formula are fully crewed. A USCG-licensed captain handles all navigation, route planning, and offshore passage management for the full charter duration. A professional crew member manages boarding, sandbar anchor operations, deck setup, and guest service throughout. No boating license or prior experience is required from any guest. Miami Boat Charters has operated fully crewed charters on Biscayne Bay since 2000.
Three things distinguish the 48' Formula from the other entry-level vessels in the Miami Boat Charters fleet. First, the 400-gallon fuel capacity sits above the 300-gallon vessels — extending the range to Bimini and the Florida Keys where the 300-gallon boats cannot comfortably go. Second, the Guest Room has a double bed rather than twin singles, making both staterooms viable for couples sharing a cabin overnight. Third, the large interior saloon gives 12 day charter guests a dedicated shaded indoor space sized for the full group — a feature the open-cockpit designs of comparable vessels at this size do not provide in the same way.
The 48' Formula is ideal for couples and small groups of 4 to 8 who want a Bimini day trip or overnight within budget — the 400-gallon range makes Bimini accessible where the 300-gallon fleet vessels cannot go, and the double-bed guest stateroom accommodates two couples for the overnight passage. Birthday and bachelorette day charters for 8 to 12 guests where the large saloon provides shaded indoor space as an alternative to the deck at the sandbar stop. And first-time charter guests who want more offshore range than a local-only 300-gallon vessel at the same starting price point.